Credit Cards: 90,000 Points with No Annual Fee Chase Cards! (Chase INK Unlimited/Cash)

Credit Cards: 90,000 Points with No Annual Fee Chase Cards! (Chase INK Unlimited/Cash)

Introduction

These Chase Business credit cards are quite appealing right now. If you’re looking for 90,000 Chase UR points to stash or use down the road, you may now get these both online or in-branch at Chase offices.

Both are these are considered business credit cards, but you may have a business even if you don’t think you qualify for it.

My Thoughts

The Chase Ink Business Cash & Chase Ink Business Unlimited are very popular business credit cards that feature no annual fee. While the public intro offers on these cards dropped from 90,000 points after $6,000 in purchases in the first 3 months to 75,000 points (which is okay, but not great), it would seem that reports of an in-branch offer resurfacing for 90,000 Ultimate Rewards points after $6,000 in purchases in the first 3 months,

A few hours ago, Doctor of Credit reports evidence and links to apply for that offer on either of these cards online.

Let’s get this out the way: Earning 90,000 points after $6,000 in purchases in 3 months is a fantastic deal on a card with no annual fee.

Chase advertises the Ink cards as cash back cards, so they advertise $900 cash back — but that bonus is awarded in the form of 90,000 Ultimate Rewards points. If you have a Chase credit card that allows transfers to partners (like the Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred), then you can move points to that card from one of these Ink cards and then onward to partners. That makes this bonus highly valuable since it is easily possible to get massive redemptions in the likes of airlines and hotels, such as business class on China Airlines or luxury rooms at the Andaz Scottsdale Resort & Spa.


Chase Ink Business Cash Card

  • Earn $900 cash back (90,000 UR points) after you spend $6,000 in the first 3 months of account opening.

  • There is 0% intro APR for 12 months, and then variable APR applies

  • There is no annual fee

  • With no annual fee, this is an absolute must-apply card for those that have a small business or are beginning a business. With great 5x category earnings, it’s a solid all-rounder and a top card in my book.

Chase Ink Business Unlimited Card

  • Earn $900 cash back (90,000 UR points) after you spend $6,000 in the first 3 months of account opening.

  • There is 0% intro APR for 12 months, and then variable APR applies

  • There is no annual fee

  • Great card for the sign-up bonus, a good supplement card to the Chase Ink Business Preferred, Sapphire Reserve and Preferred. You get 1.5 UR points per dollar spent, which is a decent earnings rate.